Every article from Fenix Loans is credited to a qualified writer and gets its final sign-off from an independent reviewer who holds a recognized credential, such as AFC®, CFP®, JD, or an NMLS lending license. You can verify all credentials yourself; the certification and license numbers are shown on each contributor's personal profile.
An Accredited Financial Counselor possessing 8 years of experience in nonprofit credit counseling. Writes financial guides; specializes in payday loans, debt solutions, and military personal finance.
A CFP® and former Reuters reporter covering consumer finance. Brings 18 years in journalism and fee-only financial planning. Serves as the principal reviewer for money guides and state pages.
A Stanford-educated consumer-rights lawyer who is a member of the California Bar. Formerly with NCLC and the Consumer Federation. Evaluates TCPA, FDCPA, state loan statutes, CFPB, and MLA material.
Columbia-trained personal-finance journalist with 10 years at Bankrate and NerdWallet. Bad-credit lending, subprime products, EWA, and gig-economy finance.
A former US Marine, Naval Academy graduate, and AFC® with a focus on military issues. Has 7 years’ experience at the Navy-Marine Corps Relief Society and Military OneSource. Heads MLA-compliance review.
A lender with an NMLS license and 15 years at a regional credit union. Also teaches as an adjunct professor at UT Arlington. Reviews loan qualification, ATR, CSO/CAB regulations, and fraud prevention.
All contributors need to supply a credential that can be checked, like a license or certification number. Each one must sign the Fenix Loans editorial integrity pledge and reveal any ties to lenders, lead sources, or debt-relief companies. Those with open consumer-protection cases in any state are disqualified.
Find full details in our Editorial Policy and Ownership Disclosure.